Monthly bank and credit card reconciliation with exception reports — delivered by the 5th business day every month at $30–$80 per account. Save 60–70% vs local bookkeeper rates.
Sharma Jyoti & Co reconciles all your bank, credit card, and merchant accounts every month — matching every transaction against your bookkeeping records, flagging discrepancies, and delivering a clean exception report by the 5th business day. We serve businesses in the US, UK, Australia, and Canada at $30–$80 per account per month.
Unreconciled bank accounts are one of the most common sources of financial errors in small businesses — missed vendor payments, duplicate entries, bank errors, and unrecorded transactions all accumulate quietly and only surface at tax time or during an audit. Monthly reconciliation by a qualified bookkeeper stops this from happening. It is a straightforward task, but one that requires precision and time that most business owners do not have. Outsourcing it to India gives you clean books every month at a fraction of the cost of asking your local bookkeeper to do it.
Every account, every transaction, every month — with a clear exception report on anything that does not match.
Per-account cost comparison — local bookkeeper vs our India-based reconciliation service:
| Local Bookkeeper (US / UK / Australia) |
Sharma Jyoti & Co — India | |
|---|---|---|
| Per account (monthly) | $100–$300 | $30–$80 |
| Per account (annual) | $1,200–$3,600 | $360–$960 |
| 5 accounts (monthly) | $500–$1,500 | $150–$400 |
| Exception report included | Often extra | Included |
| Annual saving — 5 accounts | — | $4,200–$13,200 / year |
Pricing varies by transaction volume per account. Get a personalised quote →
Bank reconciliation is the financial equivalent of checking your work. Without it, errors accumulate silently — incorrect entries, bank charges that were never recorded, vendor payments posted twice — and the longer you wait, the harder they are to untangle. For Australian businesses, reconciliation is essential for accurate BAS lodgements. For US businesses, it keeps accounts receivable and payable totals reliable for quarterly tax estimates. For UK businesses, it ensures your VAT returns are based on accurate figures.
Small errors found monthly are easy to fix. The same errors found at year-end require hours of forensic accounting.
Your BAS, VAT returns, and quarterly tax estimates all depend on accurate bank records. Reconciliation is the foundation.
Regular reconciliation is the first line of defence against internal fraud and unauthorised transactions.
Clean, reconciled accounts mean an audit or bank review goes smoothly — no scrambling to explain unexplained variances.
We access your bank statements via your accounting software's bank feed or PDF statements you share. No direct bank login required unless preferred.
Every transaction is matched against your books. Discrepancies, uncleared items, and duplicates are flagged for your review.
Reconciliation completed inside your software. Exception report delivered by the 5th business day with action items requiring your input.
Monthly bookkeeping service — daily recording and reconciliations delivered as a complete package, saving time and cost.
Learn More →Invoice processing, vendor payment management, and AP ageing — works hand-in-hand with monthly reconciliation.
Learn More →Clean reconciled accounts make tax prep faster and cheaper — for US, UK, Australian, and Canadian businesses.
Learn More →Clean reconciled books are the foundation of CFO-level cash flow forecasting and management reporting.
Learn More →Free consultation. Quote within 24 hours based on your account count and transaction volume.
14-Day Free Trial — No payment upfront. Try us risk-free before committing.